STEPS TO TAKE TO BE TIGHT ON YOUR GOALS BUT FLEXIBLE ON YOUR PLANS.

I believe that having a clear goal is far more important than having a clear plan. When I had a plan to start this blog, I thought it was that easy, there are lots of things you will have to forgo, I can’t follow my mum out , I am always staying at home in the room writing while my sister are watching movies and playing, coming back from school I had to check my blogs, so you see I had the plan I have started the plan ..Now is to be strict and be direct with my goals. I called this a project for me, I wanted to see how many page viewers I can generate, but thank God, within 2 weeks of my first blogging I had received thousands of readers though my followers are still few maybe they don’t want to follow a kid like me, I should be following them…I know…

 Figure out where you’re at

Before you start worrying about where you want to go, you first have to figure out where you are now. In this step you’ll create a net worth statement, which is essentially an honest measure of your current wealth. You do this by tallying up the value of what you own (your assets) and what you owe (your liabilities). When you subtract your liabilities from your assets, you get a number that represents your net worth. Your net worth statement is an important tool that charts your financial progress over the years. For instance, if your net worth is going down, you're eroding your wealth and making it harder to achieve your goals. If it’s increasing, you're on your way to getting richer and achieving your financial goals.

Track your spending

The key to building a strong financial plan for the future is to understand how much you spend and save right now. This is called tracking your cash flow, and it can give you a sense of control and confidence that makes it easier to make financial changes in your life.

Personally, I’ve kept a small journal tracking my spending for years because it help modify my behaviour if my spending gets out of control. It’s not always easy, but it works.“The part most people dread is taking a really close look at their expenses,” says Mizgala. “But don’t put it off. Successfully managing cash 

Failure Is Your Friend Don’t treat him like enemies, In my primary school, I was very good at subjects all Subjects, but my worst failures came when I was in secondary 2 final exams I scored almost the last in the class, the reason was that I was too focused on sports, I was playing netball for Selangor, I played for for petalling, then Daerah , then Selangor, I was getting medals, I had about 40 medals in my Primary school with certificates , my friends who knew me will testify to this, and all my medals were displayed in my Facebook, at every games we won , the school will always call us out on the assembly and praised us with a financial incentives, but I was not having a goal, though there was a plan to keep playing netball, I was playing it for fun, without a positive goal attached to it, then it dawn on me, when my  result came out. I was really ashamed of myself for the failure, my parents changed my school thinking it was the school academic performance to inculcate good education was poor but I quickly knew my problems and I decided to stop playing netballs and focused on my studies and thank God I came back on track.
   Those who have the most successes in life achievements, also have the most failures. There is nothing wrong or shameful in failing. The only regret lies in never making the attempt to try or stand up from failures. So don't be afraid to experiment in your attempts to increase productivity. Sometimes the quickest way to find out if something will work is to jump right in and do it. You can always make adjustments along the way. It's the ready---fire---aim approach, and surprisingly, it works a lot better than the more common ready---aim---fire approach. The reason is that after you've "fired" once, you have some actual knowledge with which to adjust your aim. Too many people get bogged down in planning and thinking and never get to the point of action. How many potentially great ideas have you passed up because you got stuck in the state of analysis paralysis (i.e. ready---aim---aim---aim---aim---aim...)?

    Understand that failure is not the opposite of success. Failure is an essential part of success. Once you succeed, no one will remember your failures anyway. Microsoft wasn't Bill Gates' and Paul Allen's first business venture. Who remembers that their original Traf-o-Data business was a flop? The actor Jim Carey was booed off many a stage while a young comedian. We have electric light bulbs because Thomas Edison refused to give up even after 10,000 failed experiments. If the word "failure" is anathema to you, then reframe it: You either succeed, or you have a learning experience.

Letting go of the fear of failure will serve you well. If you're excited about achieving a particular goal, but you're afraid you might not be able

to pull it off, jump on it and do it anyway. Even if you fail in your attempt, you'll learn something valuable and can make a better attempt next time. If you look at people who are successful in business today, you will commonly see that many of them had a string of dismal failures before finally hitting on something that worked, myself included. And I think most of these people will agree that those early failure experiences were an essential contributing factor in their future successes. My advice to anyone starting a new business is to begin pumping out products or devising services and don't worry much about whether they'll be hits. They probably won't be. But you'll learn a lot more by doing than you ever will by thinking.
There is a tremendous cost in putting things off because you will mentally revisit them again and again, which can add up to an enormous amount of wasted time. Thinking and planning are important, but action is far more important. You don't get paid for your thoughts and plans -- you only get paid for your results. When in doubt, act boldly, as if it were impossible to fail. In essence, it is.

It is absolutely imperative that you develop the habit of making decisions as soon as possible. I use a 60-second rule for almost every decision I have to make, no matter how big or important. Once I have all the data to make a decision, I start a timer and give myself only 60 seconds to make a firm
decision. I'll even flip a coin if I have to. When I was in college, I couldn't afford to waste time thinking about assignments or worrying about when to do them. I simply picked one and went to work on it. And today when I need to decide which article to write next, I just pick a topic and begin writing. I believe this is why I never experience writer's block. Writer's block means you're stuck in the state of thinking about what to write instead of actually writing. I don't waste time thinking about writing because I'm too busy writing. This is probably why I've been able to write hundreds of original articles very easily. Every article I write spawns ideas for at least two more, so my ideas list only increases over time. I cannot imagine ever running out of original content. 

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20 WAYS TO CANCEL YOUR DEBTS AND BECOME A SMALL BUSINESS OWNER

A MAN AND HIS WIFE SOLD THEIR SON FOR MONEY

The situation in this world has led to different mishaps; a lot of unbelievable stories are heard of every time in the news. I think the source would be poverty, No I am sorry to say…wickedness, greediness, selfishness the rich is getting richer while the poor are getting poorer, in this world of globalization age, the rich economy drags the poor ones along…

 And this is where my story begins…Why would a man sell his only son for money?

 As it was gathered that a movie actor in one of the developing countries and his wife were arrested for selling their two-year-old son, to a woman.

Ironically, it was his pregnant girlfriend that alerted the police when she suspected that her lover was planning to abandon her.

As the story goes, the actor impregnated his girlfriend more than two years ago and disappeared. He returned sometime in the late of last year and apologized to her with a promise to marry her. The poor girl accepted him back and after sometime she got pregnant again without marriage.

However, when his resources dwindled, he requested from her to relocate with him to another state as soon as they were able to raise some money.

Then he later convinced her to use their son as collateral to collect a loan of about $2,500 that will be paid back in three months’ time. Unknown to the woman, that this was a trick to lure her into an agreement of supporting him to take the boy out from the house easily.

With the money they got after selling their son, as earlier agreed upon, the couple relocated to another state and they rented an apartment. Two weeks later, the man came with an excuse that there was a pro­ject he was called upon to execute in another state as well. Then he left his lover with little or no money with the promise to return in the next two days. Days dragged into weeks and weeks into months with no signs of him and beside she was left without money or food, but at the was able to survive at the mercy of their neighbors who gave her money for feeding.

After so many months of expectations and frustrations, especially when her lover had told her that their son, might not return again. Then it occurred to her that she had been fooled like a walking dead Zombies. So she couldn’t keep the silence any longer and she confided the matter with the police.

This is just an advise to all girls out there and every parent.....KNOW YOUR CHILD! 

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AN INSPIRING BANK ROBBERY IN CHINA.......A Must read

During a robbery in Guangzhou, China, the bank robber shouted to everyone in the bank: "Don't move. The money belongs to the State. Your life belongs to you."

...Everyone in the bank lay down quietly. This is called "Mind Changing Concept” Changing the conventional way of thinking.

When a lady lay on the table provocatively, the robber shouted at her: "Please be civilized! This is a robbery and not a rape!" 

This is called "Being Professional” Focus only on what you are trained to do! 

When the bank robbers returned home, the younger robber (MBA-trained) told the older robber (who has only completed Year 6 in primary school): "Big brother, let's count how much we got." 

The older robber rebutted and said: "You are very stupid. There is so much money it will take us a long time to count. Tonight, the TV news will tell us how much we robbed from the bank!" 

This is called "Experience.” Nowadays, experience is more important than paper qualifications! 

After the robbers had left, the bank manager told the bank supervisor to call the police quickly. But the supervisor said to him: "Wait! Let us take out $10 million from the bank for ourselves and add it to the $70 million that we have previously embezzled from the bank”.

This is called "Swim with the tide.” Converting an unfavorable situation to your advantage!

The supervisor says: "It will be good if there is a robbery every month." 

This is called "Killing Boredom.” Personal Happiness is more important than your job.

The next day, the TV news reported that $100 million was taken from the bank. The robbers counted and counted and counted, but they could only count $20 million. The robbers were very angry and complained: "We risked our lives and only took $20 million. The bank manager took $80 million with a snap of his fingers. It looks like it is better to be educated than to be a thief!" 

This is called "Knowledge is worth as much as gold!" 

The bank manager was smiling and happy because his losses in the share market are now covered by this robbery. 

This is called "Seizing the opportunity.” Daring to take risks! 

So who are the real robbers here?

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THE UNTOLD STORIES OF THE WORLD MOST POOREST PRESIDENT

The international media dubbed Uruguay’s 79-year-old President José Mujica Cordano the “poorest president in the world” after it was reported that the Latin American leader donates 90 percent of his monthly salary of $12,500 to charity — specifically, those that help house the homeless — leaving him with about $1,250 to spend on himself.

He lives on a farm, and his official car is a 1987 Volkswagen Beetle. He donates 90% of his monthly salary to charity. Now, a formal President of Uruguay, Jose Mujica, is not your average president.

Before Mujica was elected president of Uruguay in 2009, the world may not have known a great deal about

the South American nation that is home to about 3.4 million people. This has certainly changed in the past few years that Mujica has encouraged lawmakers to pass some of the most progressive legislation not only in the country’s history, but in the entire world.

Around the globe, human rights groups have expressed support for the Uruguayan leader, encouraging other leaders to follow in his footsteps, as have celebrities such as actors Sean Penn and Glenn Close and the members of the band Aerosmith.

From prisoner to president

The 79-year-old knows about the pain and sacrifice from war all too well. Inspired by the success of the Cuban Revolution, Mujica helped found a leftist guerrilla movement in Uruguay known as the National Liberation Movement (Movimiento de Liberación) in the early 1960s. Also known as the Tupamaros, the group’s goal was to take down the conservative government that was in power at the time.

“They stole food trucks and then distributed the goods in the slums,”. “They attacked government facilities like the national Naval Academy … and without firing a shot, stole every gun, every vehicle in there, and left some smart propaganda banners.”

The Tupamaros were “rather obsessed with the idea of shocking middle-class values,” which was sometimes achieved by forcing cinema-goers to watch slideshows at gunpoint that detailed the acts of injustice committed by the conservative government that was in power at the time.

While Mujica was involved in guerrilla actions, he was “never one of the most radical, action-prone Tupamaros.” Mujica was not involved in the decision-making processes and was not part of the terrorist-like activity, but that was partly because Mujica was in the hospital and then in prison.

During his 14 years at the bottom of a well, Mujica may never have imagined that he would become someone that people the world over would declare a true leader. But the Uruguayan leader appears to have come to terms with the power his influence carries for people across the globe.

Mujica has said that when he attends summits with other world leaders, they often tell him that he’s on the right track. The Uruguayan president says he finds this frustrating because these same leaders often don’t join him in his push to respect human life.

He was  more concerned about the health and well-being of his people than money during his tenure, there seems to be hope shared among people around the globe that they, too, might find a leader who, like Mujica, isn't driven by power, fame or wealth, but by what’s truly best for their nation and the global community.

An Arab sheikh offered $1 million for the car during the G77 summit in Bolivia this June, the president told a news conference in Montevideo: "That's what they said to me, but I didn't give it any importance."

Mexico's ambassador to Uruguay, Felipe Enriquez, recently suggested at an informal chat that Mujica could fetch a great return for the car at auction. He said he would be willing to swap 10 four-wheel drive pickups for the blue Bug, telling Busqueda that he made the offer as a "profound admirer of President Mujica, his heritage, his human values, his real solidarity with those most in need, to whom he gives most of his salary as head of state."

HISTORY AND LESSONS FOR THE YOUTH OF TODAY AND TOMORROW, LET'S WORK HARD FOR A BETTER FUTURE.